BHIM is fast taking over peoples’ smartphones. But a lot of the new users have trouble finding their way through the app, probably due to lack of an inbuilt tutorial on the app. So we decided we should answer some frequently asked questions (or FAQs About BHIM App), which can also serve as a tutorial for the app. Read more below.
How to set up BHIM app – Step By Step Bhim APk App Tutorial
BHIM App is pretty easy to set up. Once you have installed the app through the Play Store or through the apk file, here’s what you need to do.
- Launch the BHIM App. Select your preferred language for the app. The app supports English, Hindi, Gujarati, Kannada, Tamil, Telugu, Malayalam, Odiya, and more are to be added soon.
- Set a passcode. This is a 4 character combination that you should keep secret at all costs to prevent unauthorised access.
- Choose a SIM Card to send a message through. This is only for Dual Sim Phones.
- Choose the bank your phone number is associated with. If the same phone number is associated with multiple accounts, choose the one you want to access of BHIM. You can add more accounts later.
- Your device will fetch your information. You can configure your account as you please, and you’re done!
How to Pair Aadhaar Card to enable Aadhaar Pay?
Aadhaar Pay is a service reserved for people with Aadhaar cards. So if you don’t have one, get it made now!
- To pay someone or receive payments on your Aadhaar Card, you must link your Bank account and Aadhaar card. Consult your bank of how to do this.
- To pay someone using Aadhaar Card, you can go to Send Money in the app.
- In the top right corner, you will see a menu. Tap to reveal it.
- Go to Aadhaar Card. You can now enter the aadhaar card and verify if it is linked. Pay whomever you want to pay but do verify the Aadhaar card number displayed.
- Use the same option through the Request tab to get money from someone.
Aadhaar Card payment is good especially for this purpose, since all your money is directly added to your bank account, without having to bother about bank leaves, timings or travelling to the branch.
How to pay using IFSC code In Bhim APP?
Paying using your Bank Account and IFSC code is easy too. To find your IFSC code, use Google or call your Bank branch where your account is based.
- Like before, go to BHIM app.
- Enter Send Tab, and Through the top right menu, choose Account + IFSC
- Enter the person’s account number. Re-enter it to confirm.
- Enter their IFSC code.
- Pay whatever amount you need to using this very information. Be sure to include remarks whenever needed.
How to Request Payments from someone In Bhim APP?
Requesting Payments is a trifle. Here’s what to do:
- Launch BHIM App. Go to Request Payment tab of the centre of the page.
- Enter the phone number or payment address of the person you want to request a payment from.
- Enter the payment amount you want. Tap Request.
- The request has been sent and the other party will be notified. You may tap Go To Home and exit the platform.
Is BHIM App Safe?
BHIM app is the safest mode of transacting without cash being involved in any way. The app is government run, so your money is protected and safe from unscrupulous commercial entities. The app pairs with your Aadhaar card, which makes it easier than ever to transfer your money straight to your bank account. There is no need to have an e-wallet and replenish it regularly, and you don’t need to transfer money back to your bank when you receive a payment either. This saves a lot of in-app banking charges and you also start earning interest as soon as you get the money. You can also receive payments received like if there is a problem, or if the payment is from an unscrupulous source you don’t know.
How to find out if my bank is supported on BHIM app or not?
You can check out the list on BHIM app’s Play Store page for the list on banks currently supported on the app. To make things simpler for you, here is the list of banks supported as of the time of writing this. We will keep updating it to reflect the latest additions. If you find we’ve missed any, drop us a message or a comment. The bank names are arranged in alphabetical order.
- Allahabad Bank
- Andhra Bank
- Axis Bank
- Bank of Baroda
- Bank of India
- Bank of Maharashtra
- Canara Bank
- Catholic Syrian Bank
- Central Bank of India
- DCB Bank
- Dena Bank
- Federal Bank
- HDFC Bank
- ICICI Bank
- IDBI Bank
- IDFC Bank
- Indian Bank
- Indian Overseas Bank
- IndusInd Bank
- Karnataka Bank
- Karur Vysya Bank
- Kotak Mahindra Bank
- Oriental Bank of Commerce
- Punjab National Bank
- RBL Bank
- South Indian Bank
- Standard Chartered Bank
- State Bank of India (SBI)
- Syndicate Bank
- UCO Bank
- Union Bank of India
- United Bank of India
- Vijaya Bank
- Yes Bank Ltd.